I bet you know what is coming. Given our economic climate, I want to scale back not only on our spending but really determine a budget based solely on his salary. My friend talked of the 80/20 rule. Use 80 percent of the salary for expenses and debt and split the 20 between charity and savings.
I want for us to really build our savings and get our spending under control. Who knows how long our economy will look like this? While we should have seen this coming, I didn't. And I feel like that is saying something since in I lived when the silicon valley bubble burst in 2000 and seemed to take forever to recover. It was a few hard years and now the circle is radiating from NY out and hurting even more people.
I really hate the idea that we are bailing out big companies and hope that the ceos and executives who were among the problem are not compensated for what they have done to our economy. It's crazy to look at what these people make and then see what their decisions have done. I feel like they should have to give money back for those decisions. I know off on a tangent.
So again back to the reason I am here. I have tried in the past to do months of frugality and been successful but this time around, I really believe it has to change even more. And darn it, that means that I need to get creative not only with dinners, but with kids crafts, with my (lack of) exercise routine. Thank goodness the weather is changing and soon I will be able to take the kids on nature walks again after school. That will be a nice change from coming home and doing snack and then trying to come up with something to do that doesn't involve tv time but that usually wins out in the end.
Any crafty ideas, dinner ideas, any ideas at all from frugally gifted people?.......